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    **Guarantees Are Backed By The Financial Strength And Claims-Paying Ability Of The Issuing Company And May Be Subject To Restrictions, Limitations Or Early Withdrawal Fees. Annuities Are Not FDIC Insured. Your Investment Advisor Is Not Permitted To Offer, And No Statement Contained Herein Shall Constitute, Tax Or Legal Advice. You Should Consult A Tax Or Legal Professional On Any Such Matters.

    *Guarantees provided by insurance products are backed by the claims-paying ability of the issuing carrier